We line in Florida, the “55 and over” community capitol of the world. However, these communities are often among the most misunderstood forms of community associations. If a community wants to lawfully operate—and remain—as a 55 and over community, it must comply with both federal and Florida law, on an ongoing basis. Failure to do so can expose the association to serious legal risk, including discrimination claims.Let’s break it down. What Is a 55 and Over Community?

The Board held seven closed-door meetings claiming to discuss “personnel matters” involving their management and security companies. The arbitrator ruled these were not true personnel matters since the companies were independent contractors, not employees. Under Florida law, only meetings about actual association employees qualify for the closed-door exception — all others must remain open to owners.