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About the writer
For over a decade, Eric Glazer’s Condo Craze and HOAs blog has been a go-to resource for anyone involved in condo and HOA communities. As a board-certified attorney specializing in condo and HOA law, Eric breaks down complex legal issues into simple and practical advice to help board members, property managers, and residents handle everyday challenges. With his expert insights, tips, and a good laugh along the way, it’s the perfect guide for anyone looking to make their neighborhood a better place to live.
SO CAN ASSOCIATIONS WAIVE ANY RESERVES?
Confused about reserve waivers in Florida? You’re not alone. As 2026 budgets loom, many boards assume all reserves are now untouchable—but that’s not true. Some reserves can still be waived or paused, depending on your building’s size and inspection history. This blog breaks it down in plain English, including what your proxy must say and how to avoid costly mistakes. Based on Episode 33 of Condo Craze and HOAs.
Nov 32 min read
SO WHEN CAN THE CONDO/HOA BOARD HAVE A CLOSED-DOOR MEETING?
The Board held seven closed-door meetings claiming to discuss “personnel matters” involving their management and security companies. The arbitrator ruled these were not true personnel matters since the companies were independent contractors, not employees. Under Florida law, only meetings about actual association employees qualify for the closed-door exception — all others must remain open to owners.
Oct 192 min read
Plan Smarter, Build Stronger, and Protect Your Investment.
Discover how Owners Rep services by HCMC can help you plan smarter, build stronger, and protect your investment in condo projects.
Oct 121 min read
AND NOW FOR THE HARD PART
For the past two weeks we discussed how difficult it has now become to prepare the annual budget. Well suppose you had to prepare two budgets instead of one? In many condominiums, that’s now the case.
Oct 62 min read
DOING THE BUDGET IN LARGE CONDOS IS NOT AS EASY AS IT USED TO BE
Starting in 2026, large Florida condominiums (3+ stories) must fully fund Structural Integrity Reserve Studies (SIRS)—no more waiving key reserves like roofing, plumbing, or fire systems. In this episode, Eric and Karen break down the new legal requirements, rare exceptions, and budgeting deadlines every board must follow. Don’t get caught unprepared—2026 is around the corner, and the December 31, 2025 SIRS deadline is fast approaching.
Sep 282 min read
DOING THE BUDGET IN SMALL FLORIDA CONDOS IS NOT AS EASY AS IT USED TO BE
Budgeting in small condo buildings isn’t what it used to be. New reserve requirements + county laws = big consequences if you’re not planning ahead.
Sep 212 min read
A LABOR DAY TRADITION CONTINUES
Needa Wrest thought Labor Day meant peace from condo chaos, but she was wrong. This Labor Day belongs to every board member who shoulders the burden so their neighbors can live in peace.
Aug 313 min read
YOU BETTER HAVE INCREASED YOUR INSURANCE COVERAGE
Florida condo and HOA owners are pouring millions into reserves and milestone repairs...but what guarantees protect those funds? This week on Condo Craze and HOAs, we break down Florida’s insurance and fidelity bond requirements, why boards must confirm coverage, and how theft has happened in real cases. Learn what every board member needs to do now to safeguard association money and avoid liability.
Aug 242 min read
FLORIDA’S 3RD DISTRICT COURT OF APPEAL SAYS 100% MEANS 100%
Florida’s 3rd District Court of Appeal ruled that 100% means 100% when it comes to condo termination, siding with unit owners who fought back against a developer’s attempt to change voting rules mid-game. This major decision highlights the legal battle over whether older condo declarations can be overridden by newer laws—and what it means for owners facing massive repair bills and forced terminations. A must-read for anyone living in or managing a Florida condo.
Aug 44 min read
MAYBE THERE IS SOME HELP COMING OUR WAY IN FLORIDA
Florida condo and homeowners are buckling under skyrocketing costs—especially insurance. Senator Rick Scott has reintroduced the Homeowners Premium Tax Reduction Act, which would make up to $10,000 in insurance premiums tax-deductible. If passed, it could mean serious savings. But it needs public support. Find your rep and speak up now.
Jul 271 min read
EVEN MORE NEW YORKERS MAY BE ON THEIR WAY TO FLORIDA
New York’s mayoral race could reshape Florida’s real estate market. If Zohran Mamdani wins, experts expect another wave of wealthy New Yorkers to flee the city’s shifting politics for Florida’s condos and HOAs. Agents are already seeing signs, and sellers may benefit by waiting to list until November. Like it or not, more New Yorkers may be on their way — and Florida could feel the impact soon.
Jul 212 min read
MY SAFE FLORIDA CONDO AND HOME PROGRAM UPDATES
Florida created two programs to help with rising insurance costs: My Safe Florida Home and My Safe Florida Condo. Both offered free wind mitigation inspections and grants to fund storm-resistant upgrades. Homeowners could receive up to $10K; condos up to $175K. However, as of now, both programs have paused new applications. Stay tuned for updates at mysafeflhome.com and mysafeflcondo.com.
Jun 221 min read
HB 913: THE ASSOCIATION’S WEBSITE
As we have blogged about for the past few weeks, HB 913 is about to become law on July 1st. The bill contains a myriad of topics. Here are the new provisions regarding the association’s website.
Jun 164 min read
THE ONE BIG BILL – ON VIDEO CONFERENCING
As you know, the Florida Legislature ended in a real blockbuster way in regards to new condo legislation. In the end The Florida House and The Florida Senate agreed on ONE BIG BILL (HB 913) that is 191 pages long.
Jun 102 min read
New Florida Condo Bill: HB913 (PART 2)
Florida’s 2025 legislature just dropped a 191-page condo law. In this blog, we cover new conflict of interest laws, milestone inspection rules, and a surprising workaround for reserve funding. Plus, is Florida actually tracking unsafe buildings—or just collecting data for show?
May 113 min read
FLORIDA LEGISLATURE GOES OUT WITH ONE BIG BILL FOR CONDOS
The Florida Legislature just passed a massive 191-page condo reform bill, bringing major changes to how reserve funds are handled. For the first time, associations may fund reserves using lines of credit—creating a cycle of debt. Temporary pauses on reserve contributions are also allowed, but only under strict conditions. This is just the beginning. In this post, we break down the biggest changes, starting with reserve funding. Want more? Watch our latest Condo Craze and HOAs
May 54 min read
THE FLORIDA LEGISLATURE BETTER KILL HB 913 AND SB 1742
Florida promised condo safety after Surfside. Now they’re backpedaling with bills that gut reserves. History is doomed to repeat.
Apr 244 min read
SENATE BILL 1742: WHY MAKE THINGS SO DIFFICULT?
New bills propose big changes to how Florida condos invest reserve funds. Senate Bill 1742 starts simply—keep funds FDIC-insured—but quickly spirals into complex rules, investment committees, and ongoing oversight requirements. For volunteer board members, it could turn a straightforward duty into an overwhelming burden. Shouldn’t we keep it simple? Read our latest take and join the conversation!
Apr 203 min read
SO WHY DO THEY DO IT?
I have consulted with 4 Rabbis in Jerusalem. I have asked 3 Priests studying at The Vatican. I have flown to Mecca to get an opinion from...
Apr 142 min read
HOUSE BILL 913 – Part Three
HB 913 keeps growing! From recall rules to conflicts of interest to hurricane protection—big changes could be coming to condo law.
Mar 313 min read
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