NOW STREAMING OFF AIR · LIVE SUN 11AM ET
On demand · Complete episode
Watch Fannie Mae & Freddie Mac – The Condo Financing Shakeup from Condo Craze and HOAs. Florida condo and HOA law, board governance, owner rights, reserves, insurance, and community association guidance.
Watch episode
Episode guide
Fannie Mae & Freddie Mac – The Condo Financing Shakeup
Watch Fannie Mae & Freddie Mac – The Condo Financing Shakeup from Condo Craze and HOAs. Florida condo and HOA law, board governance, owner rights, reserves, insurance, and community association guidance.
Open on YouTube ↗Common-area TV guide
Jump to a chapter
About this episode
The full rundown.
Description with YouTube chapter markers
Something big is happening in the condo mortgage world… and most owners have no idea.
Fannie Mae and Freddie Mac have quietly changed how condo buildings are evaluated for financing. While some insurance requirements have been relaxed, lenders are now taking a much deeper look at the financial health of entire associations.
That means reserve funding, deferred maintenance, and special assessments can now determine whether buyers can get loans in your building.
In this episode of Condo Craze and HOAs, Eric Glazer and Karen Curtis break down what these changes mean for condo owners, board members, and anyone trying to buy or sell a unit in today’s market.
Former lawmaker Julio Robaina also joins the discussion to explain upcoming compliance deadlines and what boards must do before the end of the year.
If your building isn’t financially prepared… the consequences could show up the next time someone tries to sell.
⸻
CHAPTERS
⸻
Watch Condo Craze and HOAs live every Sunday at 11 AM on YouTube.
Learn how Florida condo and HOA laws impact your building, your finances, and your rights as an owner.
#CondoCraze #HOALaw #FloridaCondos #HOA #CondoBoard #ReserveStudies #FannieMae #FreddieMac #CondoFinancing
📞 Call in live Sunday at 11am – 717-GLAZER8 (717-452-9378)
📺 Watch live on YouTube
👉 Subscribe for more Condo Craze and HOAs updates!
👉 Follow us for critical insights every association owner needs to know.
S4E12 | Airing 4-12-26
Chapters
Jump directly to a key moment in the episode:
0:00 — Introduction
6:25 — The Mortgage Shift Begins
6:42 — New Reserve Funding Expectations for Condos
7:15 — When Reserve Studies Require Higher Contributions
8:51 — How Lenders Are Reviewing Condo Finances
9:15 — Why Buyers Can Be Denied Loans Because of the Building
16:03 — Julio Robaina on Florida Compliance Deadlines
16:25 — Structural Integrity Reports and Mandatory Reserves
47:18 — Condo Records Requests Explained
48:07 — What Associations Are and Aren’t Required to Provide
51:57 — New Law Requiring Quarterly Board Meetings
55:58 — The Real Responsibility of Condo Board Members
56:39 — Fiduciary Duties and Contract Oversight
57:17 — Ring Cameras, Security Devices, and Material Alterations
59:53 — Where Boards Have Discretion on Security Devices