Confused about reserve waivers in Florida? You’re not alone. As 2026 budgets loom, many boards assume all reserves are now untouchable—but that’s not true. Some reserves can still be waived or paused, depending on your building’s size and inspection history. This blog breaks it down in plain English, including what your proxy must say and how to avoid costly mistakes. Based on Episode 33 of Condo Craze and HOAs.

The Board held seven closed-door meetings claiming to discuss “personnel matters” involving their management and security companies. The arbitrator ruled these were not true personnel matters since the companies were independent contractors, not employees. Under Florida law, only meetings about actual association employees qualify for the closed-door exception — all others must remain open to owners.