FORECLOSURES ARE ALREADY RISING
Delinquencies are rising before mandatory reserves kick in. Learn the 120-day process associations must follow to collect unpaid assessments
Read: FORECLOSURES ARE ALREADY RISING →Florida condo & HOA news
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APPEALS COURT MAKES IT CLEAR EVEN TO A SMALL HOA: ALLOW ACCESS TO THE ASSOCIATION’S OFFICIAL RECORDS OR ELSE
Wayside is a small, ten-home, self-managed homeowners’ association located in Seminole County. Pecchia and Porter both respectively own homes within Wayside. As members of the association, Pecchia and Porter were concerned that Wayside was failing to adequately maintain the association’s common elements, and…
Read: APPEALS COURT MAKES IT CLEAR EVEN TO A SMALL HOA: ALLOW ACCESS TO THE ASSOCIATION’S OFFICIAL RECORDS OR ELSE → DOES A DEVELOPER ALWAYS HAVE THE ABILITY TO TERMINATE A CONDO?
Let me tell you what you should be looking for in your condominium documents after you stop reading this: the provisions in your declaration of condominium allowing termination of the condominium itself. We know that condo assessments have doubled, tripled or even quadrupled in many instances due to…
Read: DOES A DEVELOPER ALWAYS HAVE THE ABILITY TO TERMINATE A CONDO? → SOME OTHER NEW ASSOCIATION LAWS
While not the ones that got the most attention, there were a few other bills that were signed into law by The Governor involving community associations: House Bill 59 was signed into law and it requires that Before October 1, 2024, an association shall provide a physical or digital copy of the association’s…
Read: SOME OTHER NEW ASSOCIATION LAWS → A GENERATOR BILL THAT IS LONG OVER DUE
I live in a great HOA. By great, I mean you would never know there was an HOA. It’s very hands off and it certainly seems like the owners in the community keep their houses well kept. One of the things I was allowed to do several years ago was install an underground 500 gallon propane tank in my front yard…
Read: A GENERATOR BILL THAT IS LONG OVER DUE → THE ESTOPPEL FEE DEBATE
If you think that mandatory condo education for board members was controversial, you haven’t heard anything yet. When a unit owner wants to sell their home, the buyer wants to make sure that the seller does not owe the association money. You see, if the buyer buys the property without making sure the condo,…
Read: THE ESTOPPEL FEE DEBATE → DO YOU REALLY WANT TO RISK NOT HAVING INSURANCE?
We all know what the cost of insurance is doing to our way of life. In most condominium associations, the cost of windstorm and peril insurance has tripled over the past few years, if not quintupled. And from what I am being told, there is no end in sight. God forbid another major storm hits and the…
Read: DO YOU REALLY WANT TO RISK NOT HAVING INSURANCE? → THE NEW LAWS – A LITTLE BACKGROUND
This blog is going to make a lot of people angry and perhaps a lot of people thinking I did the right thing, but here we go….. The tragic collapse of the Champlain Towers in Surfside, Florida occurred on June 24th, 2021 killing 98 innocent men, women and children. I was there a few days later staring at…
Read: THE NEW LAWS – A LITTLE BACKGROUND → HOW TO COLLECT WHAT’S DUE?
We are already starting to see an uptick in the amount of owners falling behind on paying their assessments to their association. It is wise for an association to know how the collections process works in for the board to put in place a policy that works best for the association. In both condos, Co-ops, and…
Read: HOW TO COLLECT WHAT’S DUE? → BOARD MEMBERS BETTER BE CAREFUL
Board members I’m telling you now……..be careful. I’m seeing it already. Unit owners are starting to freak out over the passage of huge assessments to cover the costs of mandatory inspections, mandatory repairs and massive increases in insurance rates. As we know, we’re not talking about pesky increases to…
Read: BOARD MEMBERS BETTER BE CAREFUL → THE INSURANCE CRISIS IS AT A DANGEROUS POINT
While condo owners are now dealing with mandatory inspections, mandatory repairs and mandatory reserve accounts, both condo and HOA owners are facing the joint monumental problem of staggering increases in property insurance and the lack of choice among insurance companies. Our sponsor Greg Waltz sent me an…
Read: THE INSURANCE CRISIS IS AT A DANGEROUS POINT → MAKE SURE YOU’RE COVERED
Now that condominiums are going to have to pass huge special assessments in order to make repairs and maintain new accounts with potentially millions of dollars in the bank, let me tell you one of the reasons I heard as to why these new laws should not go into effect. “Because we don’t trust our Board having…
Read: MAKE SURE YOU’RE COVERED → IT’S ELECTION TIME AGAIN
This is going to be a very interesting election year for condos. I perceive that there is definitely going to be two types of candidates. The first will run a campaign that basically says: CANDIDATE ONE: I have lived here for twenty years. In light of the tragedy in Surfside, the dramatic rise in property…
Read: IT’S ELECTION TIME AGAIN → WHEN THE GOING GETS TOUGH
It has always been difficult to get volunteers to be on the Board of Directors. Even when times are good and the building has made repairs and has some money in the bank, you can never count on owners to volunteer their time for a position where on their best day they will be second guessed and criticized.…
Read: WHEN THE GOING GETS TOUGH → BACK TO HOAs THIS WEEK
It seems that for week after week we have been blogging about condominiums for the obvious reason that condo laws have undergone an absolutely dramatic change this year. Not only is the change dramatic, but it will no doubt lead to foreclosures of countless units when unit owners cannot pay the special…
Read: BACK TO HOAs THIS WEEK → OTHER NEW CONDO LAWS TO KNOW – PART THREE
Today, we finally conclude all off the new condominium laws that were passed in 2022 by The Florida Legislature. There is a lot to know. ALL CONDOMINIUM ASSOCIATIONS MUST: Although the DBPR has yet to produce the required form: On or before January 1, 2023, condominium associations existing on or before July…
Read: OTHER NEW CONDO LAWS TO KNOW – PART THREE → WILL THE NEW LAWS BE DEVASTATING FINANCIALLY TO SOME FLORIDA RESIDENTS?
In a word — YES. Are all these new laws really necessary? In a word –YES. This is all happening due to a complete lack of foresight and planning by The Florida Legislature. Mandatory Reserves and Mandatory Inspections should always have been the law. I urged The Florida Legislature in May of 2018 to make…
Read: WILL THE NEW LAWS BE DEVASTATING FINANCIALLY TO SOME FLORIDA RESIDENTS? → A DIFFERENT KIND OF MEMORIAL DAY – AT LEAST FOR ME
Iknow that the intent of Memorial Day is to honor those who have previously fought and died for this country. I certainly proudly honor all of these brave men and women. This Memorial Day however, I feel that the 98 victims at Surfside need to be remembered as well. You can’t tell me that they didn’t die…
Read: A DIFFERENT KIND OF MEMORIAL DAY – AT LEAST FOR ME →Read it. Then watch it.