If you own a condo in Florida, a state agency (The DBPR) can audit your association's books, subpoena your board, fine your directors, and remove them from office. If you own a home in an HOA, that same agency has no authority to investigate your board at all, even for identical misconduct. This isn't an oversight — it's deliberate policy written directly into the statutes. Condominiums fall under Chapter 718, which gives the Department of Business and Professional Regulation