Florida condo & HOA news
Plain-English Florida condo and HOA law updates for owners, volunteer board members, managers, and everyone navigating community-association life.
Read the latest articles ↓From the front lines
Written by Eric M. Glazer · Florida attorney
Confused about reserve waivers in Florida? You’re not alone. As 2026 budgets loom, many boards assume all reserves are now untouchable—but that’s not true. Some reserves can still be waived or paused, depending on your building’s size and inspection history. This blog breaks it down in plain English,…
Read: SO CAN ASSOCIATIONS WAIVE ANY RESERVES? →
Starting in 2026, large Florida condominiums (3+ stories) must fully fund Structural Integrity Reserve Studies (SIRS)—no more waiving key reserves like roofing, plumbing, or fire systems. In this episode, Eric and Karen break down the new legal requirements, rare exceptions, and budgeting deadlines every…
Read: DOING THE BUDGET IN LARGE CONDOS IS NOT AS EASY AS IT USED TO BE →
Florida’s 3rd District Court of Appeal ruled that 100% means 100% when it comes to condo termination, siding with unit owners who fought back against a developer’s attempt to change voting rules mid-game. This major decision highlights the legal battle over whether older condo declarations can be overridden…
Read: FLORIDA’S 3RD DISTRICT COURT OF APPEAL SAYS 100% MEANS 100% →
As we have blogged about for the past few weeks, HB 913 is about to become law on July 1st. The bill contains a myriad of topics. Here are the new provisions regarding the association’s website.
Read: HB 913: THE ASSOCIATION’S WEBSITE →
The Florida Legislature just passed a massive 191-page condo reform bill, bringing major changes to how reserve funds are handled. For the first time, associations may fund reserves using lines of credit—creating a cycle of debt. Temporary pauses on reserve contributions are also allowed, but only under…
Read: FLORIDA LEGISLATURE GOES OUT WITH ONE BIG BILL FOR CONDOS →
HB 913 keeps growing! From recall rules to conflicts of interest to hurricane protection—big changes could be coming to condo law.
Read: HOUSE BILL 913 – Part Three →
Rep. Vicki Lopez files a major condo bill—quarterly board meetings, pooled reserves, and lines of credit up to 35% of future needs.
Read: HOUSE BILL 913 – Part Two →
It should come as no surprise that Representative Vicki Lopez came right out of the gate this year and filed a massive condo bill.
Read: HOUSE BILL 913 – Part One →
2025 is a game-changer for Florida condos with new laws on inspections, repairs, and reserves, ensuring safety after the Surfside tragedy.
Read: 2025 – THE BEGINNING OF MASSIVE CHANGES TO OUR CONDO COMMUNITIES →
When selling your condo, it’s not ‘buyer beware’—it’s ‘seller disclose everything!’ Florida law demands transparency. Learn what’s required.
Read: SO YOU WANT TO SELL YOUR CONDOMINIUM UNIT? →
I’m thinking about that condo President, perhaps but not necessarily in a 55 and over community, who has been on the board for over 10 years. He or she has put in countless hours for the community and hasn’t been paid a dime. For the last decade, every day the residents of the community wave and say hello…
Read: IF YOU DON’T HAVE THE STOMACH → CORRECTION: IN A PRIOR BLOG IT WAS NOTED THAT THE FLOOR AND FOUNDATION STILL NEEDS TO BE INCLUDED IN A STRUCTURAL RESERVE STUDY —– THEY DO NOT. SB 154 – is a long bill. Here are the final new laws: 1. The association shall provide for the maintenance, repair, and replacement of the condominium property for…
Read: SB 154 – PART FOUR – NEW LAWS → Again, in a budget adopted by an association that is required to obtain a structural integrity reserve study, reserves must be maintained for these items: Roof. Structure, includingload-bearing walls and or other primary structural members and primary structural systems as those terms are defined in s.…
Read: SB 154 – PART THREE – NEW LAWS → THE STRUCTURAL INTEGRITY RESERVE STUDY (g) Structural integrity reserve study.— A residential condominium must have a structural integrity reserve study completed at least every 10 years after the condominium’s creation for each building on the condominium property that is three stories or higher in height…
Read: SB 154 – PART TWO – NEW LAWS → It has always been difficult to get volunteers to be on the Board of Directors. Even when times are good and the building has made repairs and has some money in the bank, you can never count on owners to volunteer their time for a position where on their best day they will be second guessed and criticized.…
Read: WHEN THE GOING GETS TOUGH → I’m already hearing stories of developers making low ball offers to owners in high rise condominium buildings, offering to buy units at bargain prices. Here’s why….. Developers knows that in building of 25 years or more on the coast or 30 years or more inland, owners are facing massive upcoming expenses.…
Read: DEVELOPERS ARE ON THE PROWL → So this week, my mom asks me to attend her Board meeting because the agenda says they will speak about the budget for 2023. She knows I have been babbling a lot lately about how assessments are going to soar and she wants to know if her community is set for the troubles I’m predicting. So I went. I won’t…
Read: A PERSONAL LETDOWN → Afew weeks ago on the Condo Craze and HOAs radio show, I was sent a chart by a listener that showed that just under 50% of condominiums were funding a reserve account in full each month. As I was broadcasting this information, I felt that it sounded a little high. It turned out that I was referring to a…
Read: LET’S GO TO THE NUMBERS →Read it. Then watch it.
