Florida Amendment 3
The November 8 call-in show covered homestead tax changes, flat roofs, foreclosure buyers, board recalls and where owners can find legal help.
What happens to a condo owner’s tax bill when the homestead exemption grows? On the November 8 edition of Condo Craze and HOAs, Karen Curtis put that question to Eric Glazer. Owners then called about a flat roof that wouldn’t drain, an investor buying at foreclosure and the cost of getting legal help.
What changes on the tax bill?
Eric explained which portion of a qualifying homeowner’s bill the larger exemption affects. School taxes and separate charges can remain. Karen asked when a newcomer qualifies and how the change applies to rental properties. The hosts also discussed what lower collections could mean for local services.
4:41 The homestead exemption · 9:24 A newcomer’s timeline · 11:04 Rental assessments
A viewer asked for a worked example. Eric used a condo assessed at $150,000 to show how the non-school taxable value could fall to zero in 2027. The show’s graphics also compare two tax years for a condo assessed at $250,000 and distinguish market, assessed and taxable value.
36:16 The $150,000 condo example
From the phone lines
One owner described a flat-roof replacement where the roofer had recommended an engineer calculate the slope. The discussion turned on the difference between a recommendation and a contract requirement. A second caller described what a Bradenton board class had taught him about the history behind directors’ duties.
21:57 The roof drainage call · 26:21 The board class
An owner asked how an association could screen a company that bought a unit at foreclosure. Eric distinguished ownership from occupancy and discussed how older declarations can affect unpaid assessments. The same caller then asked what must accompany a board recall. Eric returned to the question later with an example of how ballots are counted.
29:00 The foreclosure buyer · 31:53 The recall question · 51:58 Counting recall ballots
A caller asked where seniors on limited incomes might find legal help. Eric pointed to county legal aid offices and their eligibility requirements. Karen then described rainwater pouring from a bent eave. She and Eric discussed what a manager can bring to the board and who decides whether repairs go ahead.
38:59 Finding legal aid · 40:10 The leaking eave
Could AI find a clause in a condo declaration or a moment in a board meeting? The hosts compared their experiences and emphasized checking the answer against the full documents, including amendments. They closed with a conversation about the cost of college and law school.
43:48 Searching association records · 55:40 The cost of an education